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CBE: industrial sector accounts for 61% of total loans

Businessmen Team banks-exchange 19 October 2025 11:37 PM
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CBE: industrial sector accounts for 61% of total loans

The Central Bank of Egypt (CBE) revealed that the industrial sector was the top beneficiary of bank financing. The sector accounted for about 61% of the total loan portfolio by the end of March 2025.

The CBE said that the services sector ranked second with 28%. The trade sector followed with 10%, while the agricultural sector represented only 1% of total loans granted during the period.

The report showed that the total loan-to-deposit ratio rose to 63.6% by the end of March 2025. The ratio stood at 62.5% in December 2024. This increase reflects the continued expansion of banks in providing credit and supporting economic activity.

The CBE indicated that customer lending and discount balances reached around EGP 9.052 trillion by the end of the first quarter of 2025. This growth was supported by increased financing for productive sectors, especially the industrial sector. The move comes as part of ongoing efforts to promote economic growth and encourage domestic investment.

The CBE continues to apply policies that stimulate lending to productive sectors. It also maintains support for mortgage finance programs and small and medium-sized enterprises (SMEs). These measures aim to achieve balance between price stability and economic growth.